Key takeaways
- 12 of 24 sign-up flows: annual or higher-priced plan selected before the customer chooses. No additional payment without the customer's express consent; a plan selected in advance is not the customer's choice.
- 4 of 26 sign-up flows: offer condition only in a footnote or on the next page. A condition that changes the price belongs where the price is shown, not one level deeper.
- 7 of 9 findings stay on the existing screen; 2 need a new screen or route.
What we saw across 30 sign-up flows walked
Each finding with the screen it sits on, the rule it touches and how big a change usually is (S label or text, M layout or order, L new screen or route). Walked against the full Flowlane checklist for the United Kingdom (16 checks); shown here: every finding that came up in more than one flow. Each number counts only the flows in which that step could be checked.
Every rule chip opens its card on the rules page.
| What we saw | Flows | Rule (market rules)subscription regime expected January 2027 | Change |
|---|---|---|---|
| Annual or higher-priced plan selected before the customer choosesWhere it sits: Plan page, basket | B · CCR reg 40 B · CCR reg 40In force since 2014 Paid extras need a clear yesNo paid extra without a deliberate yes; pre-ticked is not a yes. Read the rule, with examples →No additional payment without the customer's express consent; a plan selected in advance is not the customer's choice. | SSmall | |
| Offer condition only in a footnote or on the next pageWhere it sits: Plan page footnote, plan detail | B · DMCC s 230 B · DMCC s 230In force since April 2025 Total price up frontThe price shown includes every charge the customer has to pay. Read the rule, with examples →A condition that changes the price belongs where the price is shown, not one level deeper. | MMedium | |
| Account or email required before any plan price is shownWhere it sits: Registration step | C · DMCC ss 226-228 C · DMCC ss 226-228In force since April 2025 Misleading or pressuring, in contextPrices and key facts as clear as the decision needs, without undue pressure. Read the rule, with examples →An account required before the customer can see what the plan costs is an obstacle worth a look. | LLarge | |
| Refusing cookies takes more effort than accepting themWhere it sits: Cookie banner on the first page | D · PECR reg 6 D · PECR reg 6In force; amended February 2026 Cookies wait for a clear choiceNon-essential cookies need consent first; refusing is as easy as accepting. Read the rule, with examples →Refusing non-essential cookies is as easy as accepting them, on the same layer; advertising cookies wait for a clear yes. | MMedium | |
| Also seen in two or three flows | |||
| How to cancel missing where the plan is confirmedWhere it sits: Checkout summary | A · DMCC ss 256-257 A · DMCC ss 256-257Expected January 2027 Clear terms before sign-upPrice, renewal and how to end it, shown before the customer signs up. Read the rule, with examples →Term, renewal and how to end it belong where the customer commits, not only in the terms. | SSmall | |
| Trial or intro price rolls on with no reminder announcedWhere it sits: Plan page, checkout | A · DMCC ss 258-259 A · DMCC ss 258-259Expected January 2027 Reminders before a renewalA reminder before a trial ends and before later renewals. Read the rule, with examples →A reminder is due before a free or discounted period ends and before a renewal. | SSmall | |
| Cancelling only by phone, though joining is onlineWhere it sits: Help pages, FAQ | A · DMCC s 260 A · DMCC s 260Expected January 2027 A straightforward exitEnding is straightforward, and online if the contract started online. Read the rule, with examples →Ending the contract has to be straightforward; a contract taken out online can be ended online. | LLarge | |
| First-year discount shown without the price that followsWhere it sits: Basket, order summary | A · DMCC ss 256-257 A · DMCC ss 256-257Expected January 2027 Clear terms before sign-upPrice, renewal and how to end it, shown before the customer signs up. Read the rule, with examples →The price after the introductory period belongs next to the introductory price, where the customer commits. | MMedium | |
| Marketing consent bundled into sign-up or ticked in advanceWhere it sits: Account or checkout step | D · PECR reg 22 D · PECR reg 22In force since 2003 Marketing emails need a clear opt-inNo marketing emails or texts without consent; a pre-ticked box is not consent. Read the rule, with examples →A pre-ticked box is not consent to marketing; where the existing-customer route is used, a clear opt-out belongs here. | SSmall | |
Three examples
Written as categories, no company identifiable.
Choosing
In one sign-up flow, the higher tier was selected on arrival, at more than twice the monthly price of the smaller plan offered next to it.
Joining
In one sign-up flow, a short questionnaire led straight to an account form; no plan and no price appeared before a name and email were asked for.
Leaving
In one sign-up flow, joining took a few screens online, but the help page said cancelling needs a phone call to customer care.
What the rules ask
The pricing and unfair-practice rules have applied since 6 April 2025. The subscription regime is expected to apply from January 2027; the date is not yet fixed. Shown here: the rules this report touches.
Subscriptions
Pre-contract information before the customer commits, reminders before a trial or introductory period ends and before renewals, and an exit that is as easy as the sign-up.
Fees and total price
The total price, including every mandatory charge, in the headline price. No additional payment without the customer's express consent, so nothing pre-ticked.
Banned and unfair practices
No false urgency, no claims of limited availability that are not true, no omission of information the customer needs to decide.
Consent
Non-essential cookies and marketing messages wait for a clear yes; refusing is as easy as accepting.
Check your own flow in ten minutes
One question per finding. A "no" is worth a look; it is not a verdict.
Not observed in this benchmark
What a public walk cannot show. Not part of the benchmark; included in a Flowlane review of your own flow.
Reminders before a trial or offer ends
Sent by email after sign-up; most flows stopped before the payment step where one could be announced.
Included in a Flowlane review
We walk it with a test account you provide.
Cancellation steps inside the account
Behind the login; we read only the public help pages and terms.
Included in a Flowlane review
We walk the exit with a test account.
Plans behind a sign-up wall
Four flows asked for an account before showing any plan or price.
Included in a Flowlane review
We walk them with a test login you provide.
Method and anonymity
Same walk, same checklist, same rule mapping for every sector.
Public flows, walked as a guest
Each flow was walked in a desktop browser set to the market's language, time zone and storefront, from the entry page to the last screen before payment or personal data. Cookie banners were read before the first click and spot-checked from the market; banners shown only to visitors from other countries were left out. Nothing was bought, no account was created, no personal data was submitted.
One screenshot per observation
An observation counts only with a screenshot, the URL, the step number, the date and the exact wording on the screen. Uncertain observations are not counted.
Rule, not verdict
Each pattern is matched to the provision it touches. It marks a screen worth a look, not a legal finding: whether a rule applies depends on facts a public walk cannot see.
Anonymous by design
No company is named, quoted or identifiable. Examples are written as categories. The sample is drawn from the sector, not from clients, and no participant was told.
20-minute walkthrough
Your own flow against 30 walked flows, in 20 minutes.
- 20 minutes
- Reviewed before the call
- No system access
- The two steps worth a look first, with the screen they sit on
- The rule each one touches, under the UK rules
- Where your flow sits against the sector benchmark, for you only